Homeowner Guide

How Long Do You Have to File a Hail Damage Claim?

Luke Laufenberg
Luke LaufenbergSeptember 12, 20251 min read
How Long Do You Have to File a Hail Damage Claim?

Most homeowners don’t realize that insurance companies often set strict deadlines for filing hail claims. Depending on your policy, you may have as little as 6–12 months to report the damage.

Why this matters:

  • Waiting too long can result in a denied claim.
  • Hidden damage may worsen, making it harder to prove the hailstorm caused it.
  • Filing early gives adjusters and contractors clearer evidence to work with.

👉 Tip: Review your policy right after a storm. Knowing your timeline can save you from paying out-of-pocket later.

#hail#filing-a-claim