A hailstorm can leave behind hidden damage that only shows up weeks or months later. Taking the right steps immediately can protect your home, your wallet, and your peace of mind.
1. Start with Documentation
Take photos and videos of your property from multiple angles. Capture your roof, siding, gutters, and any outdoor structures. Even small dents or cracks matter later.
2. Don’t Assume “No Damage” Means Safe
Hail can bruise shingles or crack siding without obvious leaks right away. Left untreated, these weak spots often lead to water damage and higher repair costs down the road.
3. Protect Against Further Loss
If you spot broken windows or leaks, cover them with tarps or boards. Insurance providers often expect homeowners to take basic steps to prevent additional damage.
4. Understand Your Policy Basics
Know your deductible and whether your policy covers replacement cost or actual cash value. This helps set clear expectations before you begin the claim process.
5. Schedule a Professional Inspection
Contractors trained in storm restoration know how to identify damage that homeowners may miss. A written inspection report is a valuable record if you need to file a claim.
6. Keep Your Records Organized
Photos, receipts, inspection reports, and notes from conversations with your insurance company should all be saved. A clear record makes everything smoother if you move forward with a claim.
👉 Takeaway: Quick action after hail ensures your home is protected, your claim is supported, and your repair process stays efficient.